Uttar Pradesh Launches Cashless Medical Scheme Portal for Teachers
Uttar Pradesh has launched a dedicated portal for the Chief Minister’s Cashless Medical Treatment Scheme for teachers and their dependents. Learn about eligibility, benefits, coverage, financial outlay, and its link with Ayushman Bharat for UPSC and State PCS exams.
Uttar Pradesh Launches Cashless Medical Scheme Portal for Teachers
Why in News?
The Uttar Pradesh Government launched a dedicated registration portal (cmtcts.upsdc.gov.in) on 6 June 2026 for the implementation of the Chief Minister’s Cashless Medical Treatment Scheme for teachers, non-teaching staff, and their dependent family members. The scheme aims to provide cashless healthcare benefits to employees of the Basic, Secondary, and Higher Education Departments.
Chief Minister’s Cashless Medical Treatment Scheme
The scheme was announced by Chief Minister Yogi Adityanath on Teachers’ Day (5 September 2025) and subsequently approved by the Uttar Pradesh Cabinet on 29 January 2026.
Objective Chief Minister’s Cashless Medical Treatment Scheme
The scheme seeks to:
- Provide financial protection against medical expenses.
- Ensure access to quality healthcare.
- Reduce out-of-pocket expenditure on treatment.
- Extend health security to teachers and their families.
Chief Minister’s Cashless Medical Treatment Scheme Coverage
The scheme covers employees and dependents across multiple education sectors.
Beneficiary Coverage
| Education Sector | Beneficiaries |
|---|---|
| Basic Education Department | 11.95 lakh |
| Secondary Education Department | 2.97 lakh |
| Higher Education Sector | More than 2 lakh |
| Total Beneficiaries | Nearly 17 lakh |
The higher education sector was brought under the scheme by 10 March 2026.
Key Benefits of Chief Minister’s Cashless Medical Treatment Scheme
Cashless Treatment Facility
Eligible beneficiaries can avail:
- Cashless medical treatment up to ₹5 lakh per year.
- Treatment at government hospitals.
- Treatment at empanelled private hospitals.
Coverage Framework
The scheme follows the operational framework of:
- Ayushman Bharat
- Pradhan Mantri Jan Arogya Yojana (PM-JAY)
- National Health Authority (NHA) treatment package rates.
This ensures standardization of healthcare services and reimbursement mechanisms.
Financial Outlay of Chief Minister’s Cashless Medical Treatment Scheme
The state government has allocated substantial funds for implementation.
Annual Expenditure
| Department | Financial Outlay |
| Basic Education | ₹358.61 crore |
| Secondary Education | ₹89.25 crore |
| Total (Basic + Secondary) | ₹447.86 crore |
| Higher Education | Around ₹50 crore |
Total Estimated Annual Cost
The overall annual expenditure is estimated at nearly ₹500 crore.
Registration Process
Eligible beneficiaries must register through the newly launched online portal.
Steps for Registration
- Visit cmtcts.upsdc.gov.in.
- Complete Aadhaar e-KYC verification.
- Submit required employee details.
- Generate and download the Chief Minister’s Teacher Cashless Medical Card.
- Use the card at empanelled hospitals for treatment.
Eligibility Conditions
Eligible Persons
- Teachers of Basic Education Department.
- Teachers of Secondary Education Department.
- Teaching staff of Higher Education Institutions.
- Non-teaching staff.
- Dependent family members.
Exclusion Criteria
Persons already covered under:
- Central Government health schemes.
- Other State Government health insurance schemes.
will not be eligible for duplicate benefits under this programme.
Link with Ayushman Bharat
The scheme draws heavily from the structure of Ayushman Bharat.
Ayushman Bharat
Launched in 2018, Ayushman Bharat is India’s flagship public healthcare programme.
It consists of:
Pradhan Mantri Jan Arogya Yojana (PM-JAY)
Provides health insurance coverage for eligible families.
Health and Wellness Centres
Strengthen primary healthcare services.
National Health Authority (NHA)
The NHA is the apex body responsible for:
- Implementing PM-JAY.
- Managing beneficiary databases.
- Standardizing treatment packages.
- Monitoring healthcare delivery.
Significance of the Chief Minister’s Cashless Medical Treatment Scheme
Healthcare Security
The scheme provides financial protection against expensive medical treatments.
Welfare of Teachers
Teachers form one of the largest employee groups in the state and often face challenges in accessing affordable healthcare.
Reduced Financial Burden
Cashless treatment minimizes out-of-pocket healthcare expenditure.
Improved Human Resource Welfare
The initiative strengthens employee welfare and social security within the education sector.
Related Government Initiatives
Ayushman Bharat – PM Jan Arogya Yojana (PM-JAY)
- World’s largest publicly funded health assurance programme.
National Digital Health Mission (NDHM)
- Promotes digital health records and integrated healthcare services.
Ayushman Bharat Health Infrastructure Mission
- Strengthens public health infrastructure across India.
Chief Minister’s Cashless Medical Treatment Scheme Prelims Facts
| Topic | Fact |
| Scheme Launch Portal | cmtcts.upsdc.gov.in |
| Announcement Date | 5 September 2025 |
| Cabinet Approval | 29 January 2026 |
| Treatment Coverage | Up to ₹5 lakh |
| Total Beneficiaries | Nearly 17 lakh |
| Linked Scheme | Ayushman Bharat |
| Implementing State | Uttar Pradesh |
| Verification Method | Aadhaar e-KYC |
| Apex Health Authority | National Health Authority (NHA) |
Note:
Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-JAY) was launched in 2018 and provides health insurance coverage for eligible families through a network of empanelled public and private hospitals.
Conclusion
The Chief Minister’s Cashless Medical Treatment Scheme represents a major welfare initiative by the Uttar Pradesh Government aimed at strengthening healthcare access for teachers, education staff, and their dependents. By leveraging the Ayushman Bharat framework and digital registration systems, the scheme seeks to provide comprehensive, cashless, and affordable healthcare coverage to nearly 17 lakh beneficiaries across the state’s education sector.
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